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Saving money for a house is essential for your down payment, as well as an emergency house fund. Owning a home is a full-time responsibility, and it requires maintenance and upkeep.

The ownership of the property is transferred to you, the buyer. This day consists of transferring funds from escrow, providing mortgage and title fees, and updating the deed of the house to your name.

Renting a home prevents it from becoming an asset, whereas buying one is the best investment because it lasts a lifetime. Also, when real estate prices rise over time, you benefit from the higher market worth.